For Personal and
Commercial Vehicle Use
This is not just vehicle insurance. It is a structured protection system designed to protect your vehicle, your income, and your ability to continue operating — whether for personal or business use.
Vehicle Asset Protection
Protecting the physical value of your vehicle
Includes protection for
- Collision damage
- Comprehensive protection (fire, theft, vandalism, weather)
- Replacement cost protection (new vehicle protection)
- Permanently attached equipment and accessories
- Glass and windshield protection
- Protection for leased and financed vehicles
Coverage structured to ensure proper replacement and eliminate unexpected financial gaps.
This protects both personal and business vehicle investments.
Mobility & Income Continuity Protection
Protecting your ability to continue working and operating
Includes protection for
- Rental vehicle replacement
- Loss of use protection
- Coverage for business use exposure
- Protection for tools and equipment stored in the vehicle
- Continuity protection for vehicles essential to operations
Coverage aligned with how the vehicle is actually used — personal and professional — ensuring uninterrupted mobility.
This protects your ability to continue working and operating normally.
Liability Shield
Protecting your assets, income, and financial security
Includes protection for
- Civil liability for bodily injury and property damage
- Legal defense costs
- Protection against uninsured or underinsured drivers
- Protection aligned with business and personal usage exposure
Liability limits structured based on real financial exposure.
This protects your personal assets, business, and future income.
The Troika Difference:
Usage-Based Protection Structuring
Most vehicle policies fail to properly address mixed personal and commercial use. Troika Mobility Continuity Protection™ ensures:
- Proper classification of vehicle usage
- Elimination of coverage gaps
- Protection aligned with real operational exposure
- Full transparency and structured advisory
Our objective is simple:
To ensure an accident does not interrupt your mobility, your business, or your financial stability.
Ideal for
- Personal vehicle owners
- Self-employed professionals and contractors
- Delivery and courier operators
- Rideshare and transportation operators
- Business vehicle and fleet owners
- Tradespeople who depend on their vehicle for work
- Leased and financed vehicle owners
For many professionals and business owners, a vehicle is more than transportation.
It is essential to daily operations, income generation, and personal continuity.
Troika Mobility Continuity Protection™ ensures that an accident does not interrupt your mobility, your business, or your financial stability.
Ready to Protect Your Vehicle?
We'll assess your situation and build a continuity plan tailored to your vehicle use and lifestyle.
Talk to a Broker