Commercial Insurance
Commercial Insurance

Continuity Protection™
for Business Owners

This is not just insurance. It's a structured protection system designed to ensure a business can survive and continue after a loss.

01

Property & Asset Protection

Protects physical infrastructure

Includes

  • Building replacement cost
  • Tenant improvements
  • Equipment & machinery
  • Stock & inventory
  • Tools and mobile equipment
  • Sewer backup
  • Flood
  • Equipment breakdown
Troika Feature

Annual reconstruction cost verification to avoid underinsurance.

Key Differentiator
02

Revenue Continuity Protection

Protects cashflow after a loss

Includes

  • Business interruption
  • Crime / employee dishonesty
  • Extra expense coverage
  • Loss of rents
  • Extended indemnity period (12–24 months recommended)
Troika Feature

Cashflow-based indemnity calculation, not arbitrary limits.

03

Liability Shield

Protects against lawsuits

Includes

  • Commercial General Liability
  • Product liability
  • Completed operations
  • Tenant liability
  • Legal defense costs
  • Cyber liability
Troika Feature

Risk-specific liability structuring based on actual operations.

Most business owners think insurance replaces damaged property.
But what really kills businesses is interruption, liability, and operational gaps.

Troika's Continuity Protection™ focuses on keeping the business alive, not just replacing assets.

The Troika Difference:
Continuity-Focused Protection

Troika Continuity Protection™ is built on a proactive advisory model. This includes:

  • Ongoing risk assessment
  • Coverage gap identification
  • Operational exposure review
  • Protection aligned with business growth

Our objective is simple:

To ensure that a loss does not become a permanent disruption.

Ideal for

  • Business owners
  • Commercial property owners
  • Investors and landlords
  • Contractors and trades
  • Manufacturers and distributors
  • Professional firms

Ready to Protect Your Business?

We'll assess your risks and build a continuity plan tailored to your operations.

Talk to a Broker